Debt Free Year One: How Life Has Changed

March 5, 2015 is like another birthday for me. That was the day that I became debt free.  I had so many emotions that day – from no emotion at first to utter disbelief and then crying at all the positive kudos I received from family and friends. It was a day that I...

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So How About Those Resolutions?

Every year around this time in January, any hope of hanging on to a New Year’s resolution has pretty much diminished.  That’s if you can even remember what your New Year’s resolution was. This past Monday is known as Blue Monday – the most depressing...

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Read The Fine Print

I learned my lesson the hard way last weekend that not all car rental agencies are created equal. In fact, there are several that make it very difficult to rent a car if you only use debit cards and choose not to have a credit card. I want...

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The Catalyst for Financial Change

Happy New Year! I know it has been a while since my last blog post. I ended up taking an unexpected sabbatical from writing at the end of the year that helped me refocus on where I want to take Every Single Dollar in 2016. I am excited about...

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What Haiti Taught Me

“Bless me Father for I have sinned – it’s been three weeks since my last blog post.” I have been on a bit of a hiatus as I was preparing for my trip to Haiti a few weeks ago.  What I wasn’t prepared for was the emotional aftermath from such...

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The Greatest Financial Gift

My paternal grandfather Leo Hayes Garbarino didn’t follow the rules.  At least by the social norms of his time. Born in 1906, he voluntarily joined the Marine Corps at age thirty-five (best shape of his life, he said) and served in...

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